UNLOCK YOUR FINANCIAL POTENTIAL WITH KFS FINANCIAL. WE SPECIALISE IN EXPERT FINANCIAL PLANNING, SUPERANNUATION SOLUTIONS, WEALTH CREATION, MORTGAGE BROKING, AND PERSONAL RISK INSURANCE.
FINANCIAL ADVICE
At KFS Financial Services, we’re committed to helping you achieve the financial future you envision. Our initial meeting is designed to understand your goals and priorities, allowing us to pinpoint how we can best support your financial journey.
Following this, we’ll present a detailed plan and transparent fee proposal for our advice and any proposed implementation. This approach ensures that you have a clear roadmap and are fully informed about the steps we’ll take together to help you reach your financial goals.
Our financial planning services include:
- Superannuation Reviews
- Superannuation Advice
- Centrelink & Pension Advice
- Business Protection Insurance Advice
- Advice on Budgeting & Cash Flow
- Debt Management Advice
- Personal Risk Insurance Advice
- Financial Planning Advice
TRUSTED EXPERTISE
KFS Financial principal Colin Kruger is a highly experienced and qualified Financial Adviser with over 20 years of dedicated service in the financial industry.
Based in Capalaba, Wynnum, and the Sunshine Coast, Colin has built a reputation for delivering personalised financial planning and mortgage broking solutions tailored to meet the unique needs of each client. His extensive knowledge and hands-on approach ensure that clients receive expert guidance through complex financial landscapes.
As the driving force behind KFS Financial Services, Colin is committed to helping clients achieve their long-term goals and secure their financial future. His proactive strategies and client-focused solutions have consistently led to successful outcomes and lasting relationships.
LENDING SOLUTIONS
We offer a wide range of tailored lending solutions to meet the diverse financial needs of our clients. With an in-depth understanding of the lending market’s complexities, KFS are dedicated to guiding you through every step of the process, ensuring you find the best financial solutions for your unique situation.
Home Loans
Whether you're purchasing your first home or upgrading to a new one, KFS provides expert guidance to secure the best home loan options that align with your lifestyle and financial goals.
For those looking to expand their investment portfolio, KFS offers specialised loans designed to maximise the returns on your property investments.
Refinancing
KFS assists you in reviewing and refinancing your existing loans, ensuring you secure the most competitive rates and favorable terms available in the market.
Colin and his team make the home-buying process smoother for first-time buyers by offering clear, personalised advice and access to the most suitable loan options.
Whether you’re building a new home or undertaking a major renovation, KFS offers construction loans designed to fund your project efficiently and effectively.
SMSF Loans
KFS provides Self-Managed Super Fund (SMSF) loans, enabling you to invest in property through your superannuation, with expert advice to ensure compliance and financial benefit.
For businesses seeking to acquire new equipment, KFS offers financing options that help you maintain cash flow while securing the tools you need for growth.
Whether you’re looking to expand your business, purchase a property, or fund a new venture, KFS provides a range of commercial finance solutions tailored to your business needs.
Personal Loans
KFS offers flexible personal loans for a variety of purposes, from consolidating debt to funding major purchases, all with competitive rates and terms.
We partner with Purple Circle Financial Services
Purple Circle Financial Services Pty Ltd holds an Australian Credit Licence from the Australian Securities and Investments Commission (ASIC). Our finance brokers work as Credit Representatives under this licence, and Purple Circle ensures they always act in your best interests. Purple Circle Financial Services Pty Ltd partners with Mortgage Specialists Pty Ltd (ACN 050 601 093, Australian Credit Licence No. 387025) for mortgage aggregation services. A Credit Representative is authorised by a credit licensee to handle specific credit activities on our behalf. Our Authorised Credit Representative is Colin Mark Kruger, with Representative Number 519889
